Mutual Funds
It is gathered from different investors for investing in securitites like stocks, bonds, money market instruments, and other assets.Operated by money manager professionals allocating funds assets at try to generate capital gain for the investors.Portfolios are structured and maintained in a way to match investment objectives as stated in prospectus. It gives access to individual or small investors manage portfolio for equities, bonds, and other securities.Because of this approach every investor(shareholder) has proportional gains and losses in the funds. Mutual funds invest in a vast number of securities, and performance is usually tracked as the change in the total market cap of the fund—derived by the aggregating performance of the underlying investments.
SIP
SIP also known as Systematic Investment Plan is a great way to invest also it is convenient.In this one can invest fixed or predetermined amount on regular basis, thus avoiding the load of investing a big amount at once.SIPs can be invested weekly, monthly or quarterly depending on one’s comfort.There are various benefits of having SIPs out of which the most important one is inculcating financial discipline along with regular saving habbits. The investing happens automatically at fixed intervals so no extra efforts needs to be done.Also it eliminates the hassle of managing market fluctuations.
FD & Bonds
The are the oldest two types which are viewed as well know choices for risk-disinclined investors around the world. Both FD and Bonds are known to be “fixed income” as they provide income with interest to the investors ,they contrast extraordinarily across different boundaries. It’s advantageous to teach yourself the subtleties of bond and fixed deposit investing to make an educated investment decision. It’s profitable to comprehend the subtleties of bond and fixed deposit investing to settle on an educated investment choice.Both fixed deposits and investment bonds include saving a specific measure of money for a predetermined period. While FD interest rates are a lot higher than investment bonds, investment bonds offer more tax benefits.
Goal based planning
It is been claimed by wealth management firms that financial planners help in better investments by defining few large goals like saving for a house, or saving for retirement and guide an individual for better investments. Goals-based planning digs much deeper working with an individual to crystalize precisely what those vague future concepts actually mean to you.
It all starts with a the planner sitting with a blank paper along with the individual who wants to invest and ask few personal questions like what he/she wants to achieve in life and accordingly the planner adds his/her suggestions in it does making the unrealistic goals possible for the investor.
PMS services
Portfolio management services are specialized services offered by professional money managers who aim to create an investment portfolio of stocks, bonds, cash and other assets for the client. A team of experts conducts thorough research and takes investment decisions based on the client’s objectives. People consider stock market to be a shortcut to earn more money. And most of the time because of less knowledge the investor would not be able to get better returns from the investments.Just adding more stocks to the portfolio would not help in getting the best returns. Under PMS portfolio managers will look into different types of equity investments of high end clients against a fee.Everything is done under the Portfolio Management Services Regulations SEBI.
